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Genex Capital Reviews and Company Facts

You are researching us before handing over your information. Good. Here is what you should know, straight from us.

Get Your Written Offer

Rate disclosed. No obligation. Direct from the buyer.

Step 1 of 4 What do you need cash for?

Who publishes this page: we do. This is Genex Capital describing Genex Capital, so treat it accordingly: every claim below is either a matter of public record or clearly marked as our own reported figure. We would rather you verify than take our word.

The Company Record

Public record: Genex Capital Corporation, incorporated 2004, buying structured settlement and annuity payments and reselling them to private and institutional investors. Also operates the Structured Settlement Quotes brand. Corporate site: genexcapital.com.

Our reported figures: buying since 2003, $1.2 billion in payments transacted, 50,000+ clients, 95% court approval success rate. These are our numbers; two decades of court-approved transfers are the audit trail behind them.

Clients, In Their Own Words

Hear from people who sold their payments to us.

These are testimonials from actual Genex Capital clients. Actors appear in the video to protect the privacy of our clients.

What Working With Us Looks Like

  • The rate is on the paper. Every written offer states the payments, the price, and the discount rate. If any buyer, including us, will not show you the rate, that tells you something.
  • The guarantee is real and specific. Bring us a qualifying written offer from another purchasing company. We beat it, or you get $1,000 when that deal funds. Full terms in the fine print below.**
  • A judge checks the deal. Every structured settlement transfer we buy goes before a court that must find it in your best interest. That process protects you from everyone, including us. We maintain a 95% approval success rate because we do not bring weak deals to court.
  • No upfront fees, ever. We pay you. If anyone claiming to be a settlement buyer asks for money first, it is a scam.

Things You Might Read About Us

"They are smaller than JG Wentworth." True. We spend on price instead of jingles, and we put a $1,000 guarantee behind that choice. If you want the biggest brand, get their quote; we recommend it, then we will try to beat it.**

"What about the BBB?" Our BBB rating is A+ (see the profile). You may notice the profile also says we are not yet BBB accredited: rating and accreditation are two different things. The rating is BBB's own grade of the business; accreditation is a separate membership process, and ours is underway.

The Best Way to Review Us

Get our written offer next to anyone else's and compare the numbers. It costs nothing, and if we lose the comparison, we pay you $1,000.**

How the Guarantee Works

* Cash advance availability, amounts, and timeframes vary based on individual circumstances (typically up to $1,000, within 24 hours of qualifying, where offered). Cash advances are offered and made solely by Genex Capital Corporation at its sole discretion and are subject to its underwriting requirements, including: (1) execution and return of a payment purchase contract and all documents required to begin the purchase process; (2) confirmation that you receive periodic settlement payments; (3) a determination that you may enter into an agreement to sell all or a portion of those payments; (4) a determination that the purchase transaction is likely to receive court approval under applicable state law; and (5) satisfaction of underwriting guidelines. Available only to U.S. citizens or permanent legal residents who have reached the age of majority in their state of residence.

** Genex Capital Corporation will pay you $1,000 if it cannot beat a qualifying offer from another payment purchasing company. To qualify: (1) you must provide a written quote from another payment purchasing company, signed by an authorized representative and dated within three business days of the date you submit it ("Qualifying Quote"); (2) if Genex Capital is unable to beat the Qualifying Quote's purchase price, you will receive written notice within three business days of receipt; and (3) the $1,000 is due and payable upon written confirmation that the transaction funded at the quoted purchase price, and that funding must occur within ninety days after you receive written notice that Genex Capital cannot beat the Qualifying Quote. Quotes issued under an annuity issuer's own buyback or hardship program (including the Berkshire Hathaway Hardship Exchange Program) are not Qualifying Quotes. Limit one offer per customer. Not available where prohibited.

This website is operated by Genex Capital Corporation. All offers to purchase settlement payments, all purchases, and all cash advances are made by Genex Capital Corporation and its affiliated companies (A+ BBB rating). We are not a lender or a law firm, and we do not provide legal, tax, or financial advice; consult independent professionals before selling. Every transfer of settlement payment rights requires approval by a judge under applicable state law, and no transaction is final without that approval. Since 2003, $1.2 billion in payments transacted, 50,000+ clients served, and 95% approval success are figures reported by Genex Capital Corporation.

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