Who publishes this page: Genex Capital. We buy structured settlements, we are on this list, and we rank ourselves first. Instead of pretending to be neutral, we show our ranking criteria below and back the ranking with money: bring us any competitor's written offer and we beat it or pay you $1,000.** You do not have to trust this page. You can make us prove it.
How We Ranked These Companies
1. Genex Capital (that's us)
Best overall price accountabilityBuying structured settlement and annuity payments directly since 2003: $1.2 billion transacted for 50,000+ clients with a 95% court approval success rate (company-reported figures), and a BBB rating of A+ (checked August 2026; profile). The two things we believe no one else on this list matches: the discount rate printed on every written offer, and the $1,000 best price guarantee that makes shopping against us free.**
Fair caveat: we are smaller than JG Wentworth and spend a fraction of what they spend on advertising. If you want the biggest brand, that is not us. If you want the best price with a check attached to the claim, start here.
Get Your Offer2. JG Wentworth
Biggest brandThe largest and best-known buyer in the industry: in business since 1991, over 150,000 customers, with massive infrastructure and a quote process refined over decades. Their BBB customer review score sits at about 2.9/5 across 230+ reviews (checked August 2026; read them).
What to check: their published list of payment types they do not purchase (it excludes categories like class action, mass tort, and pre-settlement cases), and whether the discount rate appears in writing on your quote. Read our full JG Wentworth review.
How to use them well: get their written offer. It is a strong baseline, and it activates our guarantee.**
3. Peachtree Financial Solutions
Long historyA well-established buyer with roots going back to 1996 and a large volume of completed transfers. Note for comparison shoppers: Peachtree and JG Wentworth share the same parent company, so a Peachtree quote and a JG Wentworth quote are not two independent data points on price.
How to use them well: same as above. A written Peachtree quote qualifies for our guarantee.**
4. DRB Capital
Settlement specialistA Florida-based buyer focused specifically on structured settlement and annuity purchasing, with an active funding operation and its own service team. A genuine independent quote source alongside the JG Wentworth family.
How to use them well: their written quote is an independent price check, and it qualifies for our guarantee.**
5. CBC Settlement Funding
Established buyerA Pennsylvania-based purchaser of structured settlement and annuity payments that has been an active bidder in the market for years. Smaller than the names above, which can mean more direct handling of your file.
How to use them well: one more written quote, one more shot at our $1,000.**
Company details above were checked in August 2026 against public sources including BBB profiles and each company's own website. Ratings change; follow the links for current figures. Genex Capital publishes this page and competes with every other company listed.
The Ranking, Backed With Money
Get quotes from any of them. Bring us the best one. We beat it or pay you $1,000.**
How the Guarantee Works* Cash advance availability, amounts, and timeframes vary based on individual circumstances (typically up to $1,000, within 24 hours of qualifying, where offered). Cash advances are offered and made solely by Genex Capital Corporation at its sole discretion and are subject to its underwriting requirements, including: (1) execution and return of a payment purchase contract and all documents required to begin the purchase process; (2) confirmation that you receive periodic settlement payments; (3) a determination that you may enter into an agreement to sell all or a portion of those payments; (4) a determination that the purchase transaction is likely to receive court approval under applicable state law; and (5) satisfaction of underwriting guidelines. Available only to U.S. citizens or permanent legal residents who have reached the age of majority in their state of residence.
** Genex Capital Corporation will pay you $1,000 if it cannot beat a qualifying offer from another payment purchasing company. To qualify: (1) you must provide a written quote from another payment purchasing company, signed by an authorized representative and dated within three business days of the date you submit it ("Qualifying Quote"); (2) if Genex Capital is unable to beat the Qualifying Quote's purchase price, you will receive written notice within three business days of receipt; and (3) the $1,000 is due and payable upon written confirmation that the transaction funded at the quoted purchase price, and that funding must occur within ninety days after you receive written notice that Genex Capital cannot beat the Qualifying Quote. Quotes issued under an annuity issuer's own buyback or hardship program (including the Berkshire Hathaway Hardship Exchange Program) are not Qualifying Quotes. Limit one offer per customer. Not available where prohibited.
This website is operated by Genex Capital Corporation. All offers to purchase settlement payments, all purchases, and all cash advances are made by Genex Capital Corporation and its affiliated companies (A+ BBB rating). We are not a lender or a law firm, and we do not provide legal, tax, or financial advice; consult independent professionals before selling. Every transfer of settlement payment rights requires approval by a judge under applicable state law, and no transaction is final without that approval. Since 2003, $1.2 billion in payments transacted, 50,000+ clients served, and 95% approval success are figures reported by Genex Capital Corporation.
