Financial Disclaimer
Effective Date: August 7, 2026 | Last Updated: August 7, 2026
Who We Are
This Site is operated by Genex Capital Corporation, a purchaser of structured settlement and annuity payments. When we say "we buy" on this Site, we mean it: offers, purchases, and cash advances are made by Genex Capital Corporation and its affiliated companies. We are not a lender, law firm, financial advisor, or broker.
Settlement Cash Advances Are Not Loans
A settlement cash advance, where offered, is not a loan and is not an extension of credit. It is an advance of a portion of the purchase price for payments you have agreed to sell, and it is recovered solely as a deduction from your lump sum when the transaction funds. No interest accrues, no Annual Percentage Rate (APR) applies, there are no finance charges, and there is no schedule of repayments, so minimum and maximum repayment periods do not apply. Representative example: a seller with a $50,000 purchase price who receives a $2,000 advance receives the remaining $48,000 at funding; the total cost of the advance is $0 in interest and $0 in fees. Advances are subject to underwriting approval and are not available in all circumstances. We do not make personal loans.
Court Approval Required
Structured settlement transfers typically require court approval under your state's Structured Settlement Protection Act (SSPA). Court approval is not guaranteed. A judge will independently determine whether a proposed transfer is in your best interest before approving any transaction.
No Guarantees
We do not guarantee specific settlement amounts, discount rates, approval timelines, or outcomes. Results vary based on individual circumstances, including the terms of your settlement, your state's laws, and market conditions.
Not Financial or Legal Advice
Nothing on this Site constitutes financial, legal, or tax advice. We strongly recommend consulting with a licensed financial advisor, attorney, or tax professional before making decisions about selling your structured settlement payments.
Independent Professional Advice
Many states require that you receive independent professional advice before selling your structured settlement. This advice may be provided by a licensed attorney, financial advisor, or other qualified professional who is not affiliated with the purchasing company.
Best Price Guarantee and Published Figures
The $1,000 best price guarantee is subject to the qualifying terms published on this Site. Since 2003, $1.2 billion in payments transacted, 50,000+ clients served, and 95% court approval success are figures reported by Genex Capital Corporation.
Regulatory Disclaimer
This Site is not endorsed by or affiliated with the Consumer Financial Protection Bureau (CFPB), any state attorney general's office, or any state or federal regulatory agency.